Same-Day SR-22 & FR-44 Insurance Filings
Bad driving record? A DUI or DWI on file? We file your SR-22 — or your Florida/Virginia FR-44 — the same day and shop many carriers to find the lowest rate available.
Talk to a licensed agent now — quoted and filed in minutes
Same-day reinstatement
Your SR-22 is filed with the state the same day you buy, so you can get your license back fast.
Filed directly with the DMV
We transmit your certificate to the DMV instantly — no paperwork for you to chase down.
Monthly payments
Qualifying drivers can spread the cost out instead of paying the full premium up front.
About us
SR-22 insurance, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can obtain your SR-22 insurance today. As a broker representing many auto insurance carriers, we have the ability to shop the best rate for your filing — whether you need conventional auto insurance, high-risk coverage, or help after a DUI. We have helped thousands of drivers with their SR-22 filings.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies and provide non-owner insurance or owner-operator coverage for single and multiple DUI/DWI offenses, financial responsibility cases, immediate SR-22 filings, and monthly payments to qualifying drivers.
A non-owner policy can be purchased if there are no automobiles registered in your name, and that applies in all states. A non-owner policy can also be purchased if there are vehicles in the household that are not registered to you. The exception is a husband and wife who own a vehicle — in that case the vehicle has to be listed.
Why people choose us
- Same day license reinstatements
- SR-22s issued instantly the same day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of each state’s SR-22 requirements
- Owner and non-owner policies for single or multiple offenses
- 100% satisfaction guaranteed
Choose your state
State-specific SR-22 filing rules
Every state files differently. Pick yours for the exact filing period, minimum liability limits, interlock rules and reinstatement steps.
Arizona SR-223 years filing · 25/50/15 limits
Colorado SR-223 years filing · 25/50/15 limits
Florida SR-223 years filing · 10/20/10 PIP & PDL basics; FR-44 requires 100/300/50 limits
Georgia SR-223 years filing · 25/50/25 limits
Louisiana SR-223 years filing · 15/30/25 limits
Missouri SR-222 years (3 for some repeat offenses) filing · 25/50/25 limits
Ohio SR-223 to 5 years depending on the offense filing · 25/50/25 limits
Tennessee SR-223 years filing · 25/50/25 limits
Texas SR-222 years filing · 30/60/25 limits
Virginia SR-223 years filing · 50/100/25; FR-44 requires 100/300/50 limitsFR-44 insurance
Florida and Virginia require an FR-44, not just an SR-22
An FR-44 is the higher-limit financial responsibility filing ordered after a DUI/DWI conviction in Florida and Virginia. It proves you carry liability limits well above the state minimum — roughly double what an SR-22 requires — and it must stay active without a single lapse or your license is suspended again.
We file FR-44s electronically the same day you buy, quote owner and non-owner policies, and shop multiple high-risk carriers so the higher required limits cost you as little as possible.
No car? No problem
Non-owner SR-22 and FR-44 policies
Non-owner filings are one of the most common policies we write. If no vehicle is registered in your name, a non-owner policy satisfies the state filing requirement at a fraction of the cost of a full auto policy — and it can be filed the same day.
- Available in every state we write, including Florida and Virginia FR-44
- Typically much cheaper than a full owner policy
- Works when no vehicle is registered in your name
- Also works when household vehicles are titled to someone else (spouses must list the car)
- Liability-only — no comprehensive or collision needed
- Filed electronically with the state the same day you buy
Let us help you get back on the road today
Tell us a little about your situation and we will come back with your SR-22 options — usually the same business day.