SR-22 & FR-44 insurance at the lowest price — guaranteed.Low monthly payments, filed same day.
Bad driving record? DUI or DWI on file? We shop many carriers so you get the lowest SR-22 or FR-44 rate available, with low down payments and small monthly payments that fit your budget.
Talk to a licensed agent now — get the lowest rate and file today
Lowest prices guaranteed
We shop many carriers to find the lowest rate in your state
Low monthly payments
Low down payments accepted
Quote by phone for your SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
Quote by phone: 1-800-353-0545Mon–Fri 9am–6pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadWhy drivers choose us
Lowest prices guaranteed. Low monthly payments. Same-day filing.
Same-Day Reinstatement
Your SR-22 is filed with the state the same day you buy. Get back on the road by tonight, not next week.
Filed Directly With The DMV
We transmit your certificate to the DMV instantly — no paperwork for you to chase down.
Lowest Prices Guaranteed
We compare many carriers in real time so you pay the lowest price for your SR-22 or FR-44 filing. Low monthly payments available.
About us
SR-22 insurance, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can obtain your SR-22 insurance today. As a broker representing many auto insurance carriers, we have the ability to shop the best rate for your filing — whether you need conventional auto insurance, high-risk coverage, or help after a DUI. We have helped thousands of drivers with their SR-22 filings.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies and provide non-owner insurance or owner-operator coverage for single and multiple DUI/DWI offenses, financial responsibility cases, immediate SR-22 filings, and monthly payments to qualifying drivers.
A non-owner policy can be purchased if there are no automobiles registered in your name, and that applies in all states. A non-owner policy can also be purchased if there are vehicles in the household that are not registered to you. The exception is a husband and wife who own a vehicle — in that case the vehicle has to be listed.
Why people choose us
- Same day license reinstatements
- SR-22s issued instantly the same day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of each state’s SR-22 requirements
- Owner and non-owner policies for single or multiple offenses
- 100% satisfaction guaranteed
Choose your state
State-specific SR-22 filing rules
Every state files differently. Pick yours for the exact filing period, minimum liability limits, interlock rules and reinstatement steps.
Arizona SR-223 years filing · 25/50/15 limits
Colorado SR-223 years filing · 25/50/15 limits
Florida SR-223 years filing · 10/20/10 PIP & PDL basics; FR-44 requires 100/300/50 limits
Georgia SR-223 years filing · 25/50/25 limits
Louisiana SR-223 years filing · 15/30/25 limits
Missouri SR-222 years (3 for some repeat offenses) filing · 25/50/25 limits
Ohio SR-223 to 5 years depending on the offense filing · 25/50/25 limits
Tennessee SR-223 years filing · 25/50/25 limits
Texas SR-222 years filing · 30/60/25 limits
Virginia SR-223 years filing · 50/100/25; FR-44 requires 100/300/50 limitsFR-44 insurance
Florida and Virginia require an FR-44, not just an SR-22
An FR-44 is the higher-limit financial responsibility filing ordered after a DUI/DWI conviction in Florida and Virginia. It proves you carry liability limits well above the state minimum — roughly double what an SR-22 requires — and it must stay active without a single lapse or your license is suspended again.
We file FR-44s electronically the same day you buy, quote owner and non-owner policies, and shop multiple high-risk carriers so the higher required limits cost you as little as possible.
No car? No problem
Non-owner SR-22 and FR-44 policies
Non-owner filings are one of the most common policies we write. If no vehicle is registered in your name, a non-owner policy satisfies the state filing requirement at a fraction of the cost of a full auto policy — and it can be filed the same day.
- Available in every state we write, including Florida and Virginia FR-44
- Typically much cheaper than a full owner policy
- Works when no vehicle is registered in your name
- Also works when household vehicles are titled to someone else (spouses must list the car)
- Liability-only — no comprehensive or collision needed
- Filed electronically with the state the same day you buy
Let us help you get back on the road today
Tell us a little about your situation and we will come back with your SR-22 options — usually the same business day.