Georgia SR-22 insurance at the lowest price — guaranteed.Low monthly payments, filed same day.
We file directly with the Georgia Department of Driver Services (DDS) and shop many carriers licensed in Georgia to find the lowest rate for your record — with low down payments and small monthly payments.
Talk to a licensed agent in Georgia now — quoted and filed in minutes
Lowest rate guarantee
Lowest SR-22 rate in Georgia
Low monthly payments
Low down payments accepted
Quote by phone for your Georgia SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
Quote by phone: 844-341-0473Mon–Fri 9am–6pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadWhy Georgia drivers choose us
Same-day filing. Low payments. Zero paperwork.
Same-Day Reinstatement
Your filing goes to the Georgia Department of Driver Services (DDS) the same day you buy. Back on the road tonight, not next week.
Filed Directly With The DMV
We transmit your certificate to the Georgia Department of Driver Services (DDS) for you — no paperwork for you to chase down.
Low Down Payments
Get reinstated today with a low down payment and small monthly installments that fit your budget.
About us
Georgia SR-22 filings, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can get your SR-22 filed with the Georgia Department of Driver Services (DDS) today. As a broker representing many carriers licensed in Georgia, we shop the best rate for your record — conventional, high-risk, or after a DUI.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies, non-owner and owner-operator coverage for single and multiple DUI/DWI offenses, immediate filings, and monthly payments for qualifying drivers in Atlanta, Augusta, Columbus, Savannah and every city in Georgia.
A non-owner policy can be purchased if there are no automobiles registered in your name. It also works if there are vehicles in the household not registered to you — the exception being a husband and wife who own a vehicle, in which case the vehicle has to be listed.
Why people choose us
- Same-day Georgia license reinstatements
- SR-22s issued instantly the day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of Georgia's filing requirements
- Owner and non-owner policies for single or multiple offenses
- Low down payments and low monthly payments
- 100% satisfaction guaranteed
Georgia savings
Lowest SR-22 rate in Georgia
We shop 30+ carriers licensed in Georgia so you do not overpay. Same-day filing, low down payments, and monthly options for qualifying drivers.
30+
Carriers compared
Same day
Filing speed
Low down / monthly
Payment options
100% guaranteed
Satisfaction
Ready when you are
Get your Georgia SR-22 quote in about 2 minutes
No obligation. Same-day filing with the Georgia Department of Driver Services (DDS) once you're covered.
Latest Georgia SR-22 news
View all →8/14/2026
Georgia SR-22: Navigating Requirements & Getting Back on the Road
Facing an SR-22 requirement in Georgia? Understand the process, essential facts, and how to swiftly regain your driving privileges. Get the right coverage today.
8/13/2026
Georgia SR-22 Insurance: Your Essential Guide to Staying Compliant
Navigating SR-22 in Georgia? Understand filing, minimums, and common triggers to keep your driving privileges valid and avoid costly delays.
8/12/2026
Georgia SR-22: Your Guide to Maintaining Driving Privileges
Navigating SR-22 requirements in Georgia can be complex. This guide covers essential steps, triggers, and how to maintain continuous coverage for reinstatement.
Get your Georgia SR-22 today
Tell us about your situation and we will come back with Georgia options — usually the same business day.
Other states we file in
Arizona
Colorado
Florida
Louisiana
Missouri
Ohio
Tennessee
Texas
VirginiaGeorgia SR-22 requirements
Georgia DDS orders an SR-22 after DUI, driving with a suspended or revoked license, repeat serious traffic violations, an uninsured at-fault accident, or a lapse in coverage flagged by the state's electronic insurance verification system.
Minimum limits
Georgia requires 25/50/25. Because the state verifies coverage electronically in near real time, even a short gap generates an automatic notice and suspension.
Risk Reduction and clinical evaluation
Reinstatement after a DUI in Georgia is a two-track process: the insurance filing plus the education requirement. Finish the 20-hour Risk Reduction course early — DDS will not reinstate without the certificate no matter how long the SR-22 has been on file.
Atlanta and metro rates
Fulton, DeKalb, Gwinnett, and Cobb counties carry the highest SR-22 premiums in Georgia. Non-owner policies are a strong option for drivers who need a valid license but share a household vehicle.
Georgia SR-22 FAQs
How long does Georgia require an SR-22?
Three years of continuous coverage from your reinstatement date. Georgia DDS suspends immediately if the filing lapses.
What is the Risk Reduction course in Georgia?
A 20-hour DDS-certified DUI Alcohol or Drug Use Risk Reduction Program. Completion is mandatory before license reinstatement after a DUI, in addition to the SR-22.
Do I need an SR-22 in Georgia for driving without insurance?
Yes. A lapse-of-coverage suspension in Georgia typically requires an SR-22 filing plus a lapse fee before your license and registration are restored.
Can I get a limited driving permit in Georgia with an SR-22?
First-time offenders may qualify for a limited permit for work, school, and treatment. The SR-22 must be on file before DDS issues the permit.
Georgia cities
Georgia SR-22 & FR-44 guides
How to Add an SR-22 to a Progressive Policy: Step-by-Step
How Progressive handles SR-22 filings, what it costs, how long the filing takes to reach the DMV, and what to do if Progressive won't file in your state.
Bristol West SR-22 Insurance: What to Expect
How Bristol West handles SR-22 filings for high-risk drivers, typical costs, payment plans, and how it compares with other non-standard carriers.
Travelers SR-22 Insurance: What to Know
How Travelers handles SR-22 filings, where it will and won't write high-risk drivers, and what to do when a DUI pushes you out of a standard carrier.
Dairyland SR-22 and FR-44 Insurance: A Closer Look
How Dairyland handles SR-22 and FR-44 filings, its low-down-payment structure, where it fits high-risk drivers, and how it compares.
Root Insurance and FR-44 Filings: What Drivers Should Know
Whether Root handles FR-44 filings, how app-based underwriting treats DUI drivers, and the alternatives that file with the state the same day.
Travelers Insurance FR-44 and SR-22 Policies
How Travelers handles SR-22 and FR-44 filings, where the standard-carrier model breaks down after a DUI, and what to compare against.