Louisiana SR-22 insurance at the lowest price — guaranteed.Low monthly payments, filed same day.
We file directly with the Louisiana Office of Motor Vehicles (OMV) and shop many carriers licensed in Louisiana to find the lowest rate for your record — with low down payments and small monthly payments.
Talk to a licensed agent in Louisiana now — quoted and filed in minutes
Lowest rate guarantee
Lowest SR-22 rate in Louisiana
Low monthly payments
Low down payments accepted
Quote by phone for your Louisiana SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
Quote by phone: 844-341-0473Mon–Fri 9am–6pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadWhy Louisiana drivers choose us
Same-day filing. Low payments. Zero paperwork.
Same-Day Reinstatement
Your filing goes to the Louisiana Office of Motor Vehicles (OMV) the same day you buy. Back on the road tonight, not next week.
Filed Directly With The DMV
We transmit your certificate to the Louisiana Office of Motor Vehicles (OMV) for you — no paperwork for you to chase down.
Low Down Payments
Get reinstated today with a low down payment and small monthly installments that fit your budget.
About us
Louisiana SR-22 filings, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can get your SR-22 filed with the Louisiana Office of Motor Vehicles (OMV) today. As a broker representing many carriers licensed in Louisiana, we shop the best rate for your record — conventional, high-risk, or after a DUI.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies, non-owner and owner-operator coverage for single and multiple DUI/DWI offenses, immediate filings, and monthly payments for qualifying drivers in New Orleans, Baton Rouge, Shreveport, Lafayette and every city in Louisiana.
A non-owner policy can be purchased if there are no automobiles registered in your name. It also works if there are vehicles in the household not registered to you — the exception being a husband and wife who own a vehicle, in which case the vehicle has to be listed.
Why people choose us
- Same-day Louisiana license reinstatements
- SR-22s issued instantly the day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of Louisiana's filing requirements
- Owner and non-owner policies for single or multiple offenses
- Low down payments and low monthly payments
- 100% satisfaction guaranteed
Louisiana savings
Lowest SR-22 rate in Louisiana
We shop 30+ carriers licensed in Louisiana so you do not overpay. Same-day filing, low down payments, and monthly options for qualifying drivers.
30+
Carriers compared
Same day
Filing speed
Low down / monthly
Payment options
100% guaranteed
Satisfaction
Ready when you are
Get your Louisiana SR-22 quote in about 2 minutes
No obligation. Same-day filing with the Louisiana Office of Motor Vehicles (OMV) once you're covered.
Latest Louisiana SR-22 news
View all →8/14/2026
Louisiana SR-22: Your Essential Guide to Quick Driving Reinstatement
Navigating SR-22 insurance in Louisiana can seem daunting, but it's your key to getting back on the road. Understand the process, requirements, and how to avoid further complications.
8/13/2026
Louisiana SR-22: Regain Driving Rights and Stay Compliant
Navigating SR-22 insurance in Louisiana can seem complex, but it's essential for regaining your driving privileges. Understand the requirements and process.
8/12/2026
Louisiana SR-22: Navigating Your Road to Reinstated Driving Privileges
Driving privileges suspended in Louisiana? An SR-22 certificate is often the key to getting back on the road. Learn what it is and how to file.
Get your Louisiana SR-22 today
Tell us about your situation and we will come back with Louisiana options — usually the same business day.
Other states we file in
Arizona
Colorado
Florida
Georgia
Missouri
Ohio
Tennessee
Texas
VirginiaLouisiana SR-22 basics
The Louisiana OMV requires an SR-22 after DWI, driving without insurance, an at-fault crash while uninsured, or an unsatisfied judgment. The certificate stays on file for three years, and the OMV monitors it electronically.
Minimum liability limits
Louisiana's 15/30/25 floor is among the lowest in the region. Given the state's litigation environment, most drivers with a filing choose higher limits once the initial three-year term stabilizes their rate.
DWI penalties
A first DWI in Louisiana carries fines, possible jail, substance-abuse education, a driver-improvement program, and often an ignition interlock. The SR-22 is the insurance piece of that package, not a substitute for the court requirements.
Cost control
Non-owner SR-22 policies in Louisiana usually run less than half the cost of an owner policy. If your vehicle is already insured by someone else in the household, ask us whether the non-owner route satisfies your court order.
Louisiana SR-22 FAQs
How long is an SR-22 required in Louisiana?
Three continuous years from reinstatement. If the policy cancels, the OMV is notified electronically and your license is suspended again.
What are Louisiana's no-insurance penalties?
Louisiana imposes escalating fines for lapses in coverage, and the vehicle can be impounded and the plate seized. An SR-22 filing is typically required to clear the suspension.
Does a Louisiana DWI require an ignition interlock?
Interlock is required for many DWI convictions, including all cases involving a BAC of .15 or higher and repeat offenses. It runs concurrently with the SR-22 obligation.
Are Louisiana SR-22 rates higher than other states?
Yes. Louisiana consistently ranks among the most expensive states for auto insurance due to litigation costs and severe weather claims, so shopping multiple carriers matters.
Louisiana cities
Louisiana SR-22 & FR-44 guides
How to Add an SR-22 to a Progressive Policy: Step-by-Step
How Progressive handles SR-22 filings, what it costs, how long the filing takes to reach the DMV, and what to do if Progressive won't file in your state.
Bristol West SR-22 Insurance: What to Expect
How Bristol West handles SR-22 filings for high-risk drivers, typical costs, payment plans, and how it compares with other non-standard carriers.
Travelers SR-22 Insurance: What to Know
How Travelers handles SR-22 filings, where it will and won't write high-risk drivers, and what to do when a DUI pushes you out of a standard carrier.
Dairyland SR-22 and FR-44 Insurance: A Closer Look
How Dairyland handles SR-22 and FR-44 filings, its low-down-payment structure, where it fits high-risk drivers, and how it compares.
Root Insurance and FR-44 Filings: What Drivers Should Know
Whether Root handles FR-44 filings, how app-based underwriting treats DUI drivers, and the alternatives that file with the state the same day.
Travelers Insurance FR-44 and SR-22 Policies
How Travelers handles SR-22 and FR-44 filings, where the standard-carrier model breaks down after a DUI, and what to compare against.