Colorado SR-22 insurance at the lowest price — guaranteed.Low monthly payments, filed same day.
We file directly with the Colorado Division of Motor Vehicles (DMV) and shop many carriers licensed in Colorado to find the lowest rate for your record — with low down payments and small monthly payments.
Talk to a licensed agent in Colorado now — quoted and filed in minutes
Lowest rate guarantee
Lowest SR-22 rate in Colorado
Low monthly payments
Low down payments accepted
Quote by phone for your Colorado SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
Quote by phone: 844-341-0473Mon–Fri 9am–6pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadWhy Colorado drivers choose us
Same-day filing. Low payments. Zero paperwork.
Same-Day Reinstatement
Your filing goes to the Colorado Division of Motor Vehicles (DMV) the same day you buy. Back on the road tonight, not next week.
Filed Directly With The DMV
We transmit your certificate to the Colorado Division of Motor Vehicles (DMV) for you — no paperwork for you to chase down.
Low Down Payments
Get reinstated today with a low down payment and small monthly installments that fit your budget.
About us
Colorado SR-22 filings, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can get your SR-22 filed with the Colorado Division of Motor Vehicles (DMV) today. As a broker representing many carriers licensed in Colorado, we shop the best rate for your record — conventional, high-risk, or after a DUI.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies, non-owner and owner-operator coverage for single and multiple DUI/DWI offenses, immediate filings, and monthly payments for qualifying drivers in Denver, Colorado Springs, Aurora, Fort Collins and every city in Colorado.
A non-owner policy can be purchased if there are no automobiles registered in your name. It also works if there are vehicles in the household not registered to you — the exception being a husband and wife who own a vehicle, in which case the vehicle has to be listed.
Why people choose us
- Same-day Colorado license reinstatements
- SR-22s issued instantly the day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of Colorado's filing requirements
- Owner and non-owner policies for single or multiple offenses
- Low down payments and low monthly payments
- 100% satisfaction guaranteed
Colorado savings
Lowest SR-22 rate in Colorado
We shop 30+ carriers licensed in Colorado so you do not overpay. Same-day filing, low down payments, and monthly options for qualifying drivers.
30+
Carriers compared
Same day
Filing speed
Low down / monthly
Payment options
100% guaranteed
Satisfaction
Ready when you are
Get your Colorado SR-22 quote in about 2 minutes
No obligation. Same-day filing with the Colorado Division of Motor Vehicles (DMV) once you're covered.
Latest Colorado SR-22 news
View all →8/14/2026
Colorado SR-22: What You Need to Know for a Smooth Return to Driving
Navigating Colorado's SR-22 requirements can be complex. Understand the triggers, filing process, and key facts to get back on the road legally in cities like Denver and Colorado Springs.
8/13/2026
Colorado SR-22: Your Roadmap to Reinstatement in the Centennial State
Navigating SR-22 insurance in Colorado can seem daunting. This guide clarifies requirements, common triggers, and vital steps to get you back on the road safely and legally.
8/12/2026
Colorado SR-22: Your Guide to Secure and Legal Driving
Navigating SR-22 insurance in Colorado can be complex. Learn about filing requirements, reinstatement, interlock devices, and how to get back on the road legally.
Get your Colorado SR-22 today
Tell us about your situation and we will come back with Colorado options — usually the same business day.
Other states we file in
Arizona
Florida
Georgia
Louisiana
Missouri
Ohio
Tennessee
Texas
VirginiaWhy Colorado ordered your SR-22
Colorado's DMV requires an SR-22 after DUI, DWAI, driving under restraint, an at-fault uninsured accident, habitual-offender status, or too many points in a 12-month window. The filing proves to the state that liability coverage is in force continuously.
Colorado minimum liability limits
Colorado requires 25/50/15. Many drivers with a DUI on record buy higher limits because assets are exposed in a second incident, but 25/50/15 is the legal floor your SR-22 must certify.
Interlock-restricted licenses
Colorado's early-reinstatement program is one of the most generous in the country. Install an approved ignition interlock, keep an SR-22 on file, and many first offenders return to the road after a single month of revocation instead of nine.
Altitude, mountain roads, and rates
Rates in Denver, Colorado Springs, and Aurora run above the statewide average because of claim frequency. Shopping several carriers matters more here than in low-density states — SR-22 quotes for the same driver routinely differ by $70 or more per month.
Colorado SR-22 FAQs
How long does Colorado require an SR-22?
Three years for DUI, DWAI, and most revocations; one year for a no-insurance conviction. The term runs from your reinstatement date, not the offense date.
Does Colorado allow early reinstatement after a DUI?
Yes. Colorado's interlock-restricted license program lets many first-time offenders drive after one month of revocation if they install an approved ignition interlock and carry an SR-22.
What is a DWAI in Colorado?
Driving While Ability Impaired applies at a BAC between .05 and .08. It carries points, fines, and often an SR-22 requirement, though penalties are lighter than a full DUI.
Will my Colorado SR-22 transfer if I move?
The obligation follows you. Colorado still requires the filing until the term ends, so you generally need an out-of-state policy whose carrier will file a Colorado SR-22.
Colorado cities
Colorado SR-22 & FR-44 guides
How to Add an SR-22 to a Progressive Policy: Step-by-Step
How Progressive handles SR-22 filings, what it costs, how long the filing takes to reach the DMV, and what to do if Progressive won't file in your state.
Bristol West SR-22 Insurance: What to Expect
How Bristol West handles SR-22 filings for high-risk drivers, typical costs, payment plans, and how it compares with other non-standard carriers.
Travelers SR-22 Insurance: What to Know
How Travelers handles SR-22 filings, where it will and won't write high-risk drivers, and what to do when a DUI pushes you out of a standard carrier.
Dairyland SR-22 and FR-44 Insurance: A Closer Look
How Dairyland handles SR-22 and FR-44 filings, its low-down-payment structure, where it fits high-risk drivers, and how it compares.
Root Insurance and FR-44 Filings: What Drivers Should Know
Whether Root handles FR-44 filings, how app-based underwriting treats DUI drivers, and the alternatives that file with the state the same day.
Travelers Insurance FR-44 and SR-22 Policies
How Travelers handles SR-22 and FR-44 filings, where the standard-carrier model breaks down after a DUI, and what to compare against.