Denver, Colorado SR-22 insurance at the lowest price — guaranteed.Low monthly payments, filed same day.
We file directly with the Colorado Division of Motor Vehicles (DMV) and shop many carriers licensed in Colorado to find the lowest rate for drivers across Denver and the surrounding metro — with low down payments and small monthly payments.
Talk to a licensed agent now — quoted and filed in minutes
Lowest rate guarantee
Lowest SR-22 rate in Denver, Colorado
Low monthly payments
Low down payments accepted
Quote by phone for your Colorado SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
Quote by phone: 844-341-0463Mon–Fri 9am–6pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadWhy Denver drivers choose us
Same-day filing. Low payments. Zero paperwork.
Same-Day Reinstatement
Your filing goes to the Colorado Division of Motor Vehicles (DMV) the same day you buy. Back on the road in Denver tonight, not next week.
Filed Directly With The DMV
We transmit your certificate to the Colorado Division of Motor Vehicles (DMV) for you — no paperwork for you to chase down.
Low Down Payments
Get reinstated today with a low down payment and small monthly installments that fit your budget.
About us
Denver SR-22 filings, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can get your SR-22 filed with the Colorado Division of Motor Vehicles (DMV) today. As a broker representing many carriers licensed in Colorado, we shop the best rate for your record — conventional, high-risk, or after a DUI.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies, non-owner and owner-operator coverage for single and multiple DUI/DWI offenses, immediate filings, and monthly payments for qualifying drivers in Denver and the surrounding metro.
A non-owner policy can be purchased if there are no automobiles registered in your name. It also works if there are vehicles in the household not registered to you — the exception being a husband and wife who own a vehicle, in which case the vehicle has to be listed.
Why people choose us
- Same-day Denver license reinstatements
- SR-22s issued instantly the day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of Colorado's filing requirements
- Owner and non-owner policies for single or multiple offenses
- Low down payments and low monthly payments
- 100% satisfaction guaranteed
Denver savings
Lowest SR-22 rate in Denver
We shop 30+ carriers licensed in Colorado so you do not overpay. Same-day filing, low down payments, and monthly options for qualifying drivers.
30+
Carriers compared
Same day
Filing speed
Low down / monthly
Payment options
100% guaranteed
Satisfaction
Ready when you are
Get your Denver SR-22 quote in about 2 minutes
No obligation. Same-day filing with the Colorado Division of Motor Vehicles (DMV) once you're covered.
Latest Colorado SR-22 news
View all →8/14/2026
Colorado SR-22: What You Need to Know for a Smooth Return to Driving
Navigating Colorado's SR-22 requirements can be complex. Understand the triggers, filing process, and key facts to get back on the road legally in cities like Denver and Colorado Springs.
8/13/2026
Colorado SR-22: Your Roadmap to Reinstatement in the Centennial State
Navigating SR-22 insurance in Colorado can seem daunting. This guide clarifies requirements, common triggers, and vital steps to get you back on the road safely and legally.
8/12/2026
Colorado SR-22: Your Guide to Secure and Legal Driving
Navigating SR-22 insurance in Colorado can be complex. Learn about filing requirements, reinstatement, interlock devices, and how to get back on the road legally.
Get your Denver SR-22 today
Tell us about your situation and we will come back with Denver options — usually the same business day.
SR-22 filings in Denver
A Denver DUI or DWAI conviction leads to a Colorado DMV suspension and an SR-22 at 25/50/15 liability limits, typically held for three years from the reinstatement date.
What Denver drivers should expect on price
Denver metro premiums run above the state average, and many standard carriers decline SR-22 risk entirely. The spread between the cheapest and most expensive filing-friendly carrier for the same driver is often several hundred dollars per term.
Reinstating in Colorado
Complete any interlock or alcohol education requirement, bind the policy with the SR-22 endorsement, pay the reinstatement fee, and confirm the filing posted to your record.
Non-owner SR-22
Denver drivers without a titled vehicle can satisfy the DMV with a non-owner SR-22 at a fraction of the cost of an owner policy.
Denver SR-22 FAQs
How much does an SR-22 cost in Denver?
Denver SR-22 policies typically run $80–$190 per month at 25/50/15 limits, depending on the conviction date, ZIP code and vehicle.
How long is an SR-22 required in Colorado?
Usually three years from reinstatement. Coverage must stay continuous, because a lapse triggers another suspension.
Do you file with the Colorado DMV directly?
Yes. We transmit the SR-22 electronically the same day the policy binds and send you confirmation for reinstatement.
Other Colorado cities
Colorado SR-22 & FR-44 guides
How to Add an SR-22 to a Progressive Policy: Step-by-Step
How Progressive handles SR-22 filings, what it costs, how long the filing takes to reach the DMV, and what to do if Progressive won't file in your state.
Bristol West SR-22 Insurance: What to Expect
How Bristol West handles SR-22 filings for high-risk drivers, typical costs, payment plans, and how it compares with other non-standard carriers.
Travelers SR-22 Insurance: What to Know
How Travelers handles SR-22 filings, where it will and won't write high-risk drivers, and what to do when a DUI pushes you out of a standard carrier.
Dairyland SR-22 and FR-44 Insurance: A Closer Look
How Dairyland handles SR-22 and FR-44 filings, its low-down-payment structure, where it fits high-risk drivers, and how it compares.
Root Insurance and FR-44 Filings: What Drivers Should Know
Whether Root handles FR-44 filings, how app-based underwriting treats DUI drivers, and the alternatives that file with the state the same day.
Travelers Insurance FR-44 and SR-22 Policies
How Travelers handles SR-22 and FR-44 filings, where the standard-carrier model breaks down after a DUI, and what to compare against.