Phoenix, Arizona SR-22 insurance at the lowest price — guaranteed.Low monthly payments, filed same day.
We file directly with the Arizona Motor Vehicle Division (MVD) and shop many carriers licensed in Arizona to find the lowest rate for drivers across Phoenix and the surrounding metro — with low down payments and small monthly payments.
Talk to a licensed agent now — quoted and filed in minutes
Lowest rate guarantee
Lowest SR-22 rate in Phoenix, Arizona
Low monthly payments
Low down payments accepted
Quote by phone for your Arizona SR-22 quote
A licensed agent quotes you on the phone and files with the state today — usually in under 10 minutes.
Quote by phone: 844-341-0458Mon–Fri 9am–6pm ET · Sat 10am–3pm ET
Can’t talk now? Request a callback insteadWhy Phoenix drivers choose us
Same-day filing. Low payments. Zero paperwork.
Same-Day Reinstatement
Your filing goes to the Arizona Motor Vehicle Division (MVD) the same day you buy. Back on the road in Phoenix tonight, not next week.
Filed Directly With The DMV
We transmit your certificate to the Arizona Motor Vehicle Division (MVD) for you — no paperwork for you to chase down.
Low Down Payments
Get reinstated today with a low down payment and small monthly installments that fit your budget.
About us
Phoenix SR-22 filings, handled by people who do it every day
SR22 & FR44 Insurance is a proud member of The Insurance Exchange of America and can get your SR-22 filed with the Arizona Motor Vehicle Division (MVD) today. As a broker representing many carriers licensed in Arizona, we shop the best rate for your record — conventional, high-risk, or after a DUI.
We know your time is valuable and you want your filing done fast and at the lowest rate available. We offer quotes from many companies, non-owner and owner-operator coverage for single and multiple DUI/DWI offenses, immediate filings, and monthly payments for qualifying drivers in Phoenix and the surrounding metro.
A non-owner policy can be purchased if there are no automobiles registered in your name. It also works if there are vehicles in the household not registered to you — the exception being a husband and wife who own a vehicle, in which case the vehicle has to be listed.
Why people choose us
- Same-day Phoenix license reinstatements
- SR-22s issued instantly the day you buy
- Simple purchase process by phone, email or fax
- Expert knowledge of Arizona's filing requirements
- Owner and non-owner policies for single or multiple offenses
- Low down payments and low monthly payments
- 100% satisfaction guaranteed
Phoenix savings
Lowest SR-22 rate in Phoenix
We shop 30+ carriers licensed in Arizona so you do not overpay. Same-day filing, low down payments, and monthly options for qualifying drivers.
30+
Carriers compared
Same day
Filing speed
Low down / monthly
Payment options
100% guaranteed
Satisfaction
Ready when you are
Get your Phoenix SR-22 quote in about 2 minutes
No obligation. Same-day filing with the Arizona Motor Vehicle Division (MVD) once you're covered.
Latest Arizona SR-22 news
View all →8/14/2026
Arizona SR-22: Your Guide to Restoring Driving Privileges in the Grand Canyon State
Navigating SR-22 requirements in Arizona can seem daunting. This guide simplifies the process, explaining everything from filing to license reinstatement.
8/13/2026
Arizona SR-22: Unlocking Your Driving Future After a Setback
Facing an SR-22 requirement in Arizona? Understand the process, from MVD filing to minimum liability and interlock devices, to get back on the road.
8/12/2026
Arizona SR-22: Your Roadmap to Restored Driving Privileges
Facing an SR-22 requirement in Arizona? Learn about the process, what it entails, and how to get back on the road safely and legally in Phoenix, Tucson, and beyond.
Get your Phoenix SR-22 today
Tell us about your situation and we will come back with Phoenix options — usually the same business day.
SR-22 filings in Maricopa County
Phoenix DUI cases move through Maricopa County courts, and a conviction leads to an MVD suspension plus an SR-22 at Arizona's 25/50/15 liability limits for three years from the reinstatement date.
Phoenix rates in context
Maricopa County premiums sit above the Arizona average because of traffic density and claim frequency across the Loop 101 and I-10 corridors. Carriers price SR-22 risk very differently, so several quotes are worth the few minutes.
Reinstating with the MVD
Bind the policy with the SR-22 endorsement, satisfy any court-ordered interlock or screening requirement, pay the MVD reinstatement fee, and verify the filing posted before driving.
Non-owner SR-22
If you do not have a titled vehicle, a non-owner SR-22 keeps the required filing continuous for far less than a full owner policy.
Phoenix SR-22 FAQs
How much does SR-22 insurance cost in Phoenix?
Phoenix SR-22 policies commonly run $75–$185 per month at 25/50/15 limits, depending on the conviction date, ZIP code and vehicle.
How long does Arizona require an SR-22?
Three years from the reinstatement date. A lapse in coverage causes another suspension and can restart the requirement.
How quickly can you file with the Arizona MVD?
Same day in most cases. We transmit the SR-22 electronically once the policy binds and confirm it with you.
Other Arizona cities
Arizona SR-22 & FR-44 guides
How to Add an SR-22 to a Progressive Policy: Step-by-Step
How Progressive handles SR-22 filings, what it costs, how long the filing takes to reach the DMV, and what to do if Progressive won't file in your state.
Bristol West SR-22 Insurance: What to Expect
How Bristol West handles SR-22 filings for high-risk drivers, typical costs, payment plans, and how it compares with other non-standard carriers.
Travelers SR-22 Insurance: What to Know
How Travelers handles SR-22 filings, where it will and won't write high-risk drivers, and what to do when a DUI pushes you out of a standard carrier.
Dairyland SR-22 and FR-44 Insurance: A Closer Look
How Dairyland handles SR-22 and FR-44 filings, its low-down-payment structure, where it fits high-risk drivers, and how it compares.
Root Insurance and FR-44 Filings: What Drivers Should Know
Whether Root handles FR-44 filings, how app-based underwriting treats DUI drivers, and the alternatives that file with the state the same day.
Travelers Insurance FR-44 and SR-22 Policies
How Travelers handles SR-22 and FR-44 filings, where the standard-carrier model breaks down after a DUI, and what to compare against.